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State Wide Insurance We’re an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected. Do you need builders risk insurance? Zurich offers Residential Builder8217;s Risk insurance for new construction, remodeling, and installation projects. Policies can be issued in a few hours.Policy options include the ability to insure one or more projects simultaneously, with continuous coverage when needed. These policies are flexible by offering Builder8217;s Risk coverage that automatically includes the option to increase limits and add additional coverage for other construction exposures during the policy term.; Builders Risk insurance, sometimes called Course of Construction coverage, usually includes protection from damage caused by a wide variety of events, such as fire, wind (restricted in some areas), theft, explosion, and vandalism. |